Friday 19 October 2012

Right Approach for Banking Exams


What should be the right approach for competitive examinations such as Bank PO & Clerical?
How to prepare for Bank Probationary Officer Exam?
How to prepare for Bank Clerical Exam?
for an aspirant who is willing to get success in bank exams right approach and attitude is very important. Over the years we have experienced that if one has the right approach towards one’s goals half the battle has already won. Most of the members of our team are senior bankers & trainers for bank exams and have qualified numerous bank exams earlier in their career. However one thing which we all felt that we had taken a lot of time to adopt the right approach as there was nobody to guide us in proper manner. Fortunately, we ended up getting selected as Probationary Officer in banks but many of our friends were not that fortunate, they kept on preparing for bank exams for years but they never got success as they were not making efforts in the right direction. Even we were very late to understood what should be the right strategy to clear bank exams but once we understood, it was a cakewalk for us and we can say that 100% selection is assured in Bank PO & Clerical exams if we can work on some basic but crucial issues. In this website we will guide the aspirants not only about the right approach to tackle these exams but we will guide aspirants about the best available study material in the market.
Understanding the nature of examinations: At the outset, you should realize that competitive examinations are radically different from the school / college examinations which aim at measuring the knowledge or skills of the candidates with reference to certain fixed standards, and awarding those marks, pass, class, distinction and so on. But here in competitive examinations if the candidates do not come up to a particular level of competence, they will not get success. In bank exams it is very important for you to fair well in all the sections of the exams as it is imperative to get minimum qualifying marks in each section.
Preparation and Planning: It will enable you to take right decisions, without fear and shall remove the apprehension and state of uncertainty. Never get scared of the crowd pouring at the examination centers. Just believe in yourself, have confidence and understand that there are very few aspirants who are really well prepared for the exams and your competition is among those few only. To help you prepare in the best possible manner we will also provide you study material frequently. There is lots of stuff available in the market on bank exams but we will guide you how to select the best books/material otherwise all your studies will go in vain.
Importance of time management in bank exams: Bank exams are not only a test of knowledge but also of time management. Even the best candidates may not be able to answer all the questions correctly in the allotted time; nor is it necessary. A candidate need not bring forth the answer from his memory; but he has to use his power of discrimination in selecting the right answer from four or five options supplied in the question paper. In such scenario it is so important for the candidates to understand which are the sections they should attempt first, in the selected section which types of questions they should attempt first, which are the questions to be avoided and should be answered only if you are left with surplus time. We will help you to develop such skills which will help you getting edge over others.
Testing nerves: For many candidates the examination may prove to be a question of nerves, since they consider the effort to secure a job as a matter of life and death. The performance of those who lack in confidence may not reflect their knowledge and full capability because of their tension. Therefore you should not have any apprehensions and fear in your mind when actually appearing in the exam. You should understand that it is an open exam and even if you do not get success you will get another opportunity to appear in some other exam, so focus fully on the exam in hand and don’t perform badly just because of the nerve factor. Even if the paper seems to be difficult, you should maintain your composure as it is going to be difficult for everyone. If it seems difficult to you after so much of preparation what could be the position of others who are not so well prepared that can be easily understood.
Do not be over ambitious: Do not be too ambitious by trying to answer all the questions correctly in the limited time. Skip the difficult questions. There is no point in wasting time before the hard nuts. Save such time for answering relatively easy questions that follow. If we have the obstinate approach of trying to answer all the questions in the available time, and wasting too much time before hard questions in the hope of solving them, we may have to regret in the end for not being able even to read some of the easy questions for want of time. Do not waste time by reading all the questions from the beginning to the end of the paper.
Accuracy: In bank exams accuracy of answering the question correctly is also very important as you know there is provision of negative marking in the bank exams so answering the questions correctly is very important otherwise it will not only waste your time but also result in loss of marks.

Thursday 18 October 2012

Schedule of SSC exam 2013


Staff Selection Commission (SSC), India's Major Recruitment Organisations had published the Examination Time table for the year 2013.The SSC Table for 2013 includes Tentative Dates for various Competitive and Departmental Examinations. With every Passing years, there is an increase in the number of candidates appearing for SSC Exams and this is turn will increase the competition among the students appearing for SSC Exams.In this article on SSC Exam Timetable, 2013, we are going to publish the Schedule of the SSC examinations for the 2013

Although Staff Selection commission conducts a number of Exams during an year, but the most popular among all the exams is the Combined Graduate Level (CGL) Exams and Combined Higher Secondary Level Exam that get the most attention from the Graduates and the Under-graduates of the country.Apart from these exams there are several other exam like the Stenographers Exam, Junior engineer Exam and Sub-Injector Exams. 

It is worth mentioning here that almost all the SSC competitive Exams are conducted for Jobs in the Central Government of India.So, if you are looking for Government Jobs through SSC in the Central Government of India, then you must go through the SSC Exam Time table 2013 and accordingly prepare for your Desired SSC Exams in 2013.

SSC Exam Timetable 2013 for various Competitive and Departmental Examinations


Sl.
No.
Name ofexamination
Date of Advertisement
Closing date
Date ofExamination
1.
Recruitment ofConstable (GD) in CAPFs & Rifleman in Assam Rifles, 2013
05.01.2013
01.02.2013
02.06.2013
2.
Junior Engineer (Civil & Electrical) Exam, 2013
02.02.2013
01.03.2013
28.04.2013
3.
SI in CAPFs, ASI in CISFExamination,2013
02.03.2013
29.03.2013
26.05.2013
4.
Combined Graduate Level (Tier-I)Examination, 2013
06.04.2013
03.05.2013
14.07.2013 &
21.07.2013
5.
St enographer (Grade 'C' & 'D')Examination, 2013
11.05.2013
07.06.2013
11.08.2013
6.
Combined Graduate Level (Tier-II)Examination, 2013
Not applicable
05.10.2013 &
06.10.2013
7.
Combined Higher Secondary Level (10+2) (for Data Entry Operators, LDCs etc. ) Exam-2013
06.07.2013
02.08.2013
20.10.2013 &
27.10.2013
8.
JuJnior Translator (CSOLs)/Junior Hindi TranslatorsExamination-
2013
03.08.2013
30.08.2013
29.09.2013
9.
Multi Tasking (Non-Technical) StaffExamination, 2013
07.09.2013
04.10.2013
22.12.2013, 29.12.2013 &
05.01.2014
Here is the List of various Departmental Examinations given in SSC Exam timetable 2013

Sl. No.
Name ofexamination
Date of Advertisement
Closing date
Date ofExamination
1.
Clerks' Grade (ForMulti Tasking Staff only Examination, 2013
12.01.2013
11.02.2013
24.03.2013
2.
Grade 'C' Stenographers Ltd. Deptt. Compt. Exam, 2013
09.03.2013
08.04.2013
12.05.2013
3.
Upper Div. Clerk Ltd. Departmental Competitive Exam-2013
14.09.2013
14.10.2013
24.11.2013


Interested students who are preparing for SSC Exams 2013 are required to check this page regularly, as any updates regarding the SSC Exam Timetable, SSC Notifications and Exam Dates, Results will be published on this page.

Tuesday 16 October 2012

Syllabus for IBPS exam


Syllabus for IBPS exam

Aptitude Syllabus:-

1. Number System

2. Number Series.

3. Approximation

4. Wrong Number

5. Percentage

6. HCF & LCF

7. Average & Ages

8. Ratio & Proportion

9. Partnership

10. Discount

11. Profit & Loss

12. Simple Intreset

13. Compound Intreset

15. Time & Work

16. Time, Speed & Distance

17. Mensuration

18. Bar Diagrams

19. Pie Chart

20. Data Interpretation

21. Allegation of Mixture


Reasoning Syllabus:-

1.Figure Series

2. Odd Man out

3. Classification

4. Blood Relation

5. Ranking

6. Sitting Arrangement

7. Alphabetical Test

8. Coding-Decoding

9. Analogy

10. Letter word formation

11. Number code

12. Syllogism


English Syllabus:-

1.Vocabulary Test

2. Synonyms

3. Antonyms

4. Idioms & Phrases

5. Fill in the blank

6. Cloze Test

7. Spotting Errors

8. Reconstruction of sentence & passage

9. One word substitution

10. Comprehension

11. Commonly misspelled words


General awareness Syllabus:-

1. Books & Their Authors

2. Indian Economy

3. International Economy

4. Banking

5. RBI

6. Social Funtion of Banks

7. Awards & Honors

8. Sports

9. UNO

10. Marketing

11. Finance

12. Agriculture


Computer awareness Syallbus:-

1. Basic computer terminology

2. Computer abbreviation.

3. Software & Hardware questions.

4. Ms-office.

5. Internet use
.


Monday 15 October 2012

Government Scheme in India

****DIFFERENT GOVERMENT SCHEMES***
==================================
               

 1. PradhanMantri Gram SadakYojana(PMGSY):
a. Launched on 25th December 2000.
b. It is a nationwide plan to provide good all-weather road connectivity to unconnected villages of more than 500 persons in the rural areas (250 persons in the hilly and desert areas).
c. It is a 100% Centrally Sponsored Scheme.D
                       2. Rajiv Gandhi GrameenVidyutikaranYojana (RGGVY):
a. launched on 2005 for providing access to electricity to all households in the country in five years
b. Under the programme, 90% grant is provided by Govt. of India and 10% as loan by Rural Electrification Corporation (REC) to the State Governments.
c. Rural Electrification Corporation (REC) is the nodal agency for the programme.
d. The scheme aims at electrification of over 1 lakh un-electrified villages and providing electricity connections to 2.34 crore rural households. The estimated cost of the scheme is approximately Rs. 51,000 crore.
e. All the BPL families are eligible for free connections under the scheme.
                                 3. Indira AwaasYojana(IAY):
a. Launched during 1985-86 as a sub-scheme of Rural Landless Employment Guarantee Programme (RLEGP) and continued as a sub-scheme of JawaharRozgarYojana (JRY) since its launching from April, 1989.
b. It has been delinked from the JRY and has been made an independent scheme with effect from January 1, 1996.
c. The objective of IAY is primarily to provide grant for construction of houses to members of Scheduled Castes/Scheduled Tribes, freed bonded labourers and also to non-SC/ST rural people living below poverty line.
d. Funding is shared between the Centre & State in the ratio of 75:25.
                                         4. Bharat Nirman:
a. launched in 2005 for building rural infrastructure.
b. Phase I of the programme was implemented in the period 2005-06 to 2008-09. Phase II is being implemented from 2009-10 to 2011-12.
c. Bharat Nirman comprises of six components:
1. Water Supply--Cover approximately 55 thousand uncovered habitations and provide safe drinking water to approximately 2.16 lakh villages affected by poor water quality
2. Housing--Provide additional 1.2 crore houses at the rate of 24 lakh houses each year to be built by funds allocated to the homeless through Panchayats
3. Telecommunication and Information Technology --Increase rural tele-density to 40% and provide broadband connectivity and Bharat NirmanSevaKendras to all 2.5 lakh Panchayats
4. Roads--Provide road connections to remaining 23,000 villages approximately with population of 1000 or 500 in case of hilly or tribal areas
5. Electrification--Provide electricity to remaining 40,000 villages approximately and connections to about 1.75 crore poor households
6. Irrigation--6.5 million hectares brought under assured irrigation till 2009. Remaining 3.5 lakh hectares to be completed by 2012
d. PradhanMantri Gram SadakYojana (PMGSY), Rajiv Gandhi VidyutikaranYojana(RGVY) & Indira AwasYojana (IWY) come under Bharat Nirman.
                    5. PradhanMantriAdarsh Gram Yojana(PMAGY):
a. It is a new scheme launched in the Union Budget 2009-10 by the Union Government on a pilot basis for integrated development 0f 1,000 villages, each having more than 50% SC population.
b. There are about 44,000 villages in which the population of scheduled castes is above 50 per cent.
c. If the pilot scheme is successful the scheme will be expanded to remaining villages.
                      6. National Rural Health Mission (NRHM):
a. Launched in 2005.
b. The NRHM covers the entire country, with special focus on 18 States
                             7. Accredited Social Health Activist (ASHA):
a. One of the key components of the National Rural Health Mission is to provide every village in the country with a trained female community health activist – ‘ASHA’ or Accredited Social Health Activist for every village with a population of 1000.
b. ASHA will take steps to create awareness in woman on birth preparedness, safe delivery and care of the young child. She will also work as DOTS provider under tuberculosis programme
c. ASHA must primarily be a woman resident of the village – married/ widowed/ divorced, preferably in the age group of 25 to 45 years.
                     8. National Rural Employment Guarantee Act(NREGA):
a. Act was came in 2005 and scheme launched in 2006
b. The scheme provides a legal guarantee for one hundred days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work at the statutory minimum wage of Rs.100 per
c. Around one-third of the stipulated work force must be women.
d. The scheme started from February 2, 2006 in 200 districts, was expanded to cover another 130 districts in 2007-2008 and eventually covered all 593 districts in India in 2008.
e. It has been renamed as Mahatma Gandhi Rural Employment Guarantee Act on 2nd October, 2009.
                                    9. SarvaSikshaAbhiyan(SSA):
a. launched in 2001.
b. It is a flagship programme of the Government of India pioneered by AtalBihari Vajpayee for achievement of universalization of elementary education to children in the 6-14 age group by 2010.
c. education cess are credited into a PrarambhikShikshaKosh (PSK) and are utilised exclusively for SarvaShikshaAbhiyan (SSA) and Mid-Day Meal (MDM)
d. 85:15 sharing arrangement during the Ninth Plan, 75:25 sharing arrangement during the Tenth Plan, and 50:50 sharing thereafter between the Central Government and the State Government except for 8 NE states.
                             10. RashtriyaMadhyamikShikshaAbhiyan(RMSA):
a. To cover children in secondary school (8th to 12th standard). The main objective of the programme will be to provide universal access to education for all children by 2015 and universal retention by 2020.
b. The SarvaShikshaAbhiyaan has created a need for strengthening secondary education infrastructure across the country.
c. Announced in 2007 and it is proposed to implement during 11th Five Year plan. In Jan 2009 CCEA (Cabinet Committee on Economic Affairs) approved the implementation
d. Rs.20,120crore has been allocated for the Scheme during the 11th Five Year Plan.
                            11. SwarnaJayanti Gram SwarozgarYojana (SGSY):
a. Launched as an integrated programme for self-employment of the rural poor with effect from 1 April 1999.
b. Assistance is given to BPL family in rural areas for taking up self employment.
c. They may take up the activity either individually or in Groups, called the Self-Help Groups.
d. There are over 22 lakh Women’s Self Help Groups linked with banks. Reach of SHGs to be widened to enrol at least 50 per cent of all rural women in India as members of SHGs over the next five years.
e. A Self- Help Group (SHG) may generally consist of 10-20 persons.
f. It is financed on 75:25 cost-sharing basis between the Centre and the states
g. In Union Budget 2009-10, The SwarnaJayanti Gram SwarozgarYojana (SGSY) restructured as National Rural Livelihood Mission to make it universal in application, focused in approach and time bound for poverty eradication by 2014-15.
                            12. RashtriyaSwasthyaBimaYojana (RSBY):
a. launched in 2007.
b. It is a new health insurance scheme for the Below Poverty Line (BPL) families in the unorganized sector.
c. objective is to provide insurance cover to BPL households from major health shocks that involve hospitalization.
d. By the end of the year, 2009-10, 1.2 crore BPL families ( a unit of five) are expected to be covered and all the estimated 6 crore BPL families are proposed to be covered in the next four years.
e. In the Union Budget 2009-10, It is proposed that All BPL families to be covered under this scheme.
                            13. Rajiv AwasYojana:
a. It is a new scheme announced in the Union Budget 2009-10 for making slum-free India in five years.
b. Rajiv AwasYojana comes under JNNURM on the lines of Indira AwasYojana for rural poor.
                             14. Jawaharlal Nehru National Urban Renewal Mission(JNNUM):
a. launched on 2005
b. for development of 63 identified cities.
c. Centre-Rs. 50,000 crore. State- 50,000 crore and municipalities – 25,000 crore total amount will go upto to Rs. 1,25,000crores over the seven year period.
d. National Steering Group chaired by urban development minister
e. It comprises two Sub-Missions:
1. Urban Infrastructure and Governance (UIG) (Sub-mission I)
2. Basic Services to the Urban Poor Urban (BSUP) (Sub-mission II)
                              15. SwarnaJayantiShahariRozgarYojana (SJSRY):
a. Launched in 1997.
b. SwarnaJayanthiShahariRozgarYojana (SJSRY) shall sheek to provide gainful employment to the Urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment.
c. The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.
d. funding pattern of Centre and State in 75:25 basis
e. The SwarnaJayantiShahariRozgarYojana shall consist of two special schemes, namely-
f. i)The Urban Self-Employment Programme (USEP)
g. ii)The Urban Wage Employment Programme (UWEP)
                            16. RashtriyaKrishiVikasYojana:
a. RashtriyaKrishiVikasYojana was launched by Govt. of India during 2007-08 to incentives states to draw up plans for their agriculture sector.
b. The RKVY aims at achieving 4% annual growth in the agriculture sector during the XI Plan period, by ensuring a holistic development of Agriculture and Allied Sectors.
                             17. National Social Assistance Programme:
a. The programme was launched with effect from 15th August 1985 and under this programme three sub-schemes are under implementation. They are.
1. National Old Age Pension(NOAP)
2. National Family Benefit Scheme (NEBS)
3. Annapurna Scheme
                              18. National Old Age pension (NOAP):
a. old person above 65 Years. Physically Handicapped persons and Leprosy destitute (Irrespective of Age) who comes under Below Poverty line.
b. The National Old Age Pension Scheme has been renamed as Indira Gandhi National Old Age Pension Scheme (IGNOPS) and formally launched on 19th November, 2007.
c. The central contribution of pension under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is Rs. 200/- per month per beneficiary and the State Governments may contribute over and above to this amount. At present old age beneficiaries are getting anywhere between Rs. 200/- to Rs. 1000/- depending on the State Contribution.
                               19. National Family Benefit Scheme (NFBS)
a. Under this scheme, in the death of primary breadwinner, the head of household is untitled to get the benefit of Rs.10000/- in case normal deaths.
                               20. Annapurna Scheme
a. launched on1st April, 2000.
b. for providing food security to those Senior Citizens who though eligible have remained uncovered under the National Old Age Pension Scheme (NOAPS).
c. Under the Annapurna Scheme, 10 Kg. of food grains per month are to be provided 'free of cost' to the Beneficiary.
d. The age of the applicant ( male or female) should be 65 years or above.
e. From 2002-03, it has been transferred to State Plan along with the National Social Assistance Programme comprising the National Old Age Pension Scheme and the National Family Benefit Scheme.
21. Two new schemes have been introduced in the Interim Budget 2009-10:
a. 'Indira Gandhi National Widow Pension Scheme' to provide pension of Rs.200 to widows between age groups of 40-64 years and
b. 'Indira Gandhi National Disability Pension Scheme' to provide pension for severely disabled persons.Widows in the age group of 18-40 years to be given priority in admission to ITIs, Women ITIs and National/Regional ITIs for women.Government to bear cost of their training and provide stipend of Rs.500 per month.
                              22. AamAdmiBimaYojna (AABY):
a. launched in 2nd October 2007.
b. It is an Insurance Scheme which covers the death and permanent disability for the benefit of rural landless households between the age group of 18 to 59 years.
c. Implemented through the LIC of India and inter alias.
d. The scheme provides for insurance of head of the family or an earning member of the family of rural landless household.
e. 50% will be contributed by the central Govt. and the rest 50% will be contributed by the state Government
                                23. Antyodaya Anna yojana
a. 25th December,2000
b. BPL families in Rural Area and urban area
c. food grains 25 Kg per family per month @ Rs.2/- per Kg for wheat and Rs. 3/- per Kg for rice. This quantity has been enhanced from 25 kg to 35 kg from 1 April 2002.
d. Under the expanded Antyodaya Anna Yojna, exclusive AAY cards are also issued to the Senior Citizens who have no regular means of subsistence or societal support, widows and families headed by widows, terminally ill and physically handicapped even if they are not in possession of any APL or BPL card.

                            24. SampoornaGrameenRozgarYojana
a. launched on 25 September, 2001 by merging the on-going schemes of EAS and the JGSY
b. objective of providing additional wage employment and food security, alongside creation of durable community assets in rural areas.
c. The programme is self-targeting in nature with special emphasis on women, scheduled castes, scheduled tribes.
d. Fund is shared between the Centre and the States in the ratio of 75:25.
e. Food grains are provided free of cost to the States/UTs. The payment of food grains is made directly to FCI at economic cost by the Centre. However, State Governments are responsible for the cost of transportation of food grains from FCI godown to work-site/PDS shops and its distribution. Minimum wages are paid to the workers through a mix of minimum five kg of food grains and at least 25 per cent of wages in cash.
                            25. Training of Rural Youth for Self-Employment (TRYSEM)
a. initiated in July 1979.
b. It is a component of IRDP, aims to providing basic technical and entrepreneurial skills to the rural poor in the age group of 18 to 35 years to enable them to take up income generating activities. The scheme had been merged into Swarnajayanti Gram SwarojgarYojana (SGSY) with IRDP, DWCRA etc. from April, 1999.
                             26. Integrated Rural Development Programme (IRDP)
a. launched in 1978 and extended throughout India by 1980
b. It is a self-employment program intended to raise the income-generation capacity of target groups among the poor in rural areas. Assistance is provided in the form of subsidy and bank credit.
c. Scheme is merged with another Scheme named swarnjayanti gram swarozgaryojana (SGSY) since 01.04.1999.
                              27. JananiSurakshaYojana
a. launched in 2003
b. centrally sponsored scheme aimed at reducing maternal and infant mortality rates and increasing institutional deliveries in below poverty line (BPL) families
c. JSY, which falls under the overall umbrella of National Rural Health Mission covers all pregnant women belonging to households below the poverty line, above 19 years of age and up to two live births.
                              28. NATIONAL MATERNITY BENEFIT SCHEME (NMBS)
a. provision for the payment of Rs. 500 per pregnancy to women belonging to poor households for pre-natal and post-natal maternity care upto first two live births.
29. MahilaSamridhiYojna
a. started on 2 October 1993.
b. Under this plan, the rural women of 18 years of above age can open their saving account in the rural post office of their own area with a minimum Rs. 4 or its multiplier
                              30. National Food Security Mission (NFSM)
a. Lunched in 2007.
b. Centrally sponsored scheme
c. Objectives of this scheme,
1. Increasing production of rice and pulses through area expansion and productivity enhancement in a sustainable manner in the identified districts of the state.
2. Restoring soil fertility and productivity at the individual farm level.
3. Creation of employment opportunities
4. Enhancing farm level economy i.e. farm profits to restore confidence amongst the farmers.
                              31. Saakshar Bharat
a. launched on 8 September 2009
b. It aims to recast India's National Literacy Mission to focus on literacy of women, which is expected to increase the literate population by 70 million adults, including 60 million women.
                               32. National Livelihood Mission
a. Started in 2009-10
b. Aiming to make the Swarnajayanti Gram SwarozgarYojna more effective and boost the rural economy, the government has decided to restructure the scheme under a new name National Livelihood Mission.
c. to provide self-employment in the rural areas by bringing each household below the poverty line under the net of self-help group (SHG),
d. The government will strengthen the SHGs at all levels by setting up the Rural Self Employment Training Institute in each district across the country
e. 50 per cent of the beneficiaries had to be from the SC and ST communities and 40 per cent had necessarily to be women.
                              33. Rajiv Gandhi GrameenVidyutikaranYojana(RGGVY)
a. 2005
b. objective of providing access to electricity to all households and improving rural electricity infrastructure
c. The scheme covers the entire country. Rural electricity corporation (REC) is the nodal agency for the implementation of RGGVY.
d. Ninety per cent capital subsidy is provided for overall cost of the projects under the scheme
                             34. Rajiv Gandhi National Drinking Water Mission
a. 50% Central and 50% State.
b. The Technology Mission on drinking water and related water management was launched in 1986. It was also called the National Drinking Water Mission (NDWM) and was one of the five Societal Missions launched by the Government of India. The NDWM was renamed Rajiv Gandhi National Drinking Water mission (RGNDWM) in 1991.
c. The main aim of the scheme is to provide drinking water to the non covered/ partially covered habitations

                            35. Integrated Child Development Services (ICDS) Scheme
a. Launched on 2nd October 1975
b. to improve the nutritional and health status of children in the age-group 0-6 years